Alternative InvestmentsWith HQ Bank's unique alliances and access to the best investment managers, we can offer you access to alternative investments – an asset class that is otherwise difficult for many investors to obtain. Alternative investments include various alternatives to stocks and fixed-income securities. These may, for example, be:• Real assets (forest, property, infrastructure and agricultural land)• Private equity (privately-owned companies)• Corporate loansAlternative investments make it possible to create a more secure portfolio with a more stable pattern of returns and reduced dependence on the performance of the stock markets and bond markets. Major institutions, such as pension funds and insurance companies, and universities such as Harvard and Yale, have in recent years increased their exposure to alternative investments. They have done this to reduce the total risk in their portfolios while maintaining or improving their potential returns. Our alternative investments at HQ Bank are made up partly of our own products and services, and partly solutions from external partners. In future our offering will also contain products linked to real assets such as property, forest and infrastructure as well as hedge funds with a clear niche strategy.
Why you should invest in alternative investments with us: You obtain a balanced portfolio and create lower total risk, while maintaining similar or higher returns You reduce your dependence on stocks and bonds You are able to invest with some of the best managers in an asset class that is difficult to access. We can provide you with exposure to private equity, the corporate loans market, hedge funds, property and forest assets You obtain a more secure and less volatile return over time This class of asset has low correlation with other types of asset and, generally, lower volatility